AI-managed investing · MAS-regulated

Invest with us, the quant AI that outperforms US robo-advisors.

Globally diversified portfolios that match your risk. Managed by SqSave AI, 24/7.
Global robo-advisor leaderboard*
3-year cumulative return, Jan 2023 – Dec 2025
#1SqSave Balanced63.92%
#2SqSave Very Aggressive62.92%
#3SqSave Aggressive58.20%
#4SoFi52.98%
#5SqSave Growth51.09%
#12Vanguard Personal Advisor47.22%
#17Betterment45.04%

*vs 20 leading US robo-advisors tracked by Condor Capital’s Robo Report

MAS

Regulated

#1of 25

Robo portfolios over 3 years*

17.97%p.a.

Up to, annualised over 3 years, net of fees

*3-year cumulative return, Jan 2023 – Dec 2025, vs 20 leading US robo-advisors. Leaderboard: Condor Capital Q1 2026 Robo Report (US robos, USD); SqSave reference portfolios, Pivot Fintech verified NAV, Aug 2026 (SGD). Returns not adjusted for FX. Past performance is not indicative of future results.

Past performance is not necessarily indicative of future results. Above record is 3 Year cumulative and annualised returns from 30 September 2023 - 30 September 2026; net of fees.

SqSave Investment Challenge

Challenge period: 1 Dec 2026 to 31 Dec 2026

Register by 4 Dec 2026, 23:59 SGT

3 years · 25 portfolios · 1 leaderboard

See how we stacked up against America’s top robo-advisors.

Read the full report

Three steps. Then SqSave AI takes over.

  1. Discover your risk profile
  2. Fund your portfolio
  3. Let your money work 24/7

Pick your risk. We’ll do the rest.

Five portfolios, one AI engine. Annualised returns, 30 Sep 2023 – 30 Sep 2026, net of fees.

Conservative

Protect first, grow steadily.

13.83%

Balanced

40% equity

Growth without the roller coaster.

17.72%

Growth

60% equity

For steady long-term builders.

15.34%

Aggressive

80% equity

For long horizons and bigger swings.

17.58%

Very Aggressive

90% equity

Maximum growth potential.

17.97%

Past performance is not necessarily indicative of future results. Above record is 3 Year cumulative and annualised returns from 30 September 2023 - 30 September 2026; net of fees.

SqSave uses AI to design and manage diversified investment portfolios for each investor. Because SqSave is not an investment fund, there is no single return measure. Instead, every SqSave investor has his/her own investment performance as each investor is managed separately by our SqSave AI. As investors can withdraw and top-up any time, investment returns will be affected by individual investor decisions. Hence, SqSave uses reference portfolios which are actual portfolios managed on an ongoing basis, without any interference with withdrawals or top-ups, to measure investment performance. Past performance is not necessarily indicative of future results.

SqSave Target-Date PortfolioComing soon

With you for life.

Bold when you’re young, steadier as you near retirement. Decide when you want to exit from the market to enjoy your retirement.

The first 50 to register will receive a bonus surprise.

Early career
Aggressive
Mid-life
Balanced
Later life
Conservative
Risk steps down
at an age you pick
Risk steps down
at an age you pick
  • Equities & alternatives
  • Fixed income
  • Cash & equivalents

Illustration only. It shows how the mix shifts at each change, not exact allocations. Risk level is each phase’s place among SqSave’s five risk classes, from lowest to highest.

How SqSave AI Works

Powered by F.A.M.E., an AI that thinks ahead.

Most robo-advisors follow fixed formulas. Our engine reads the market every day and adjusts your portfolio as conditions change.
How F.A.M.E. works

Reads the market daily

Short and long-term signals, combined by machine-learning.

Protects your downside first

Shifts towards safer assets as risk builds up.

Diversifies beyond 60/40

Global shares, bonds and alternatives, always rebalancing.

Three steps. Then SqSave AI takes over.

  1. Discover your risk profile
  2. Fund your portfolio
  3. Let your money work 24/7