Invest with us, the quant AI that outperforms US robo-advisors.
Globally diversified portfolios that match your risk. Managed by SqSave AI, 24/7.
*vs 20 leading US robo-advisors tracked by Condor Capital’s Robo Report
Regulated
Robo portfolios over 3 years*
Up to, annualised over 3 years, net of fees
*3-year cumulative return, Jan 2023 – Dec 2025, vs 20 leading US robo-advisors. Leaderboard: Condor Capital Q1 2026 Robo Report (US robos, USD); SqSave reference portfolios, Pivot Fintech verified NAV, Aug 2026 (SGD). Returns not adjusted for FX. Past performance is not indicative of future results.
Past performance is not necessarily indicative of future results. Above record is 3 Year cumulative and annualised returns from 30 September 2023 - 30 September 2026; net of fees.
SqSave Investment Challenge
Challenge period: 1 Dec 2026 to 31 Dec 2026
Register by 4 Dec 2026, 23:59 SGT
See how we stacked up against America’s top robo-advisors.
Three steps. Then SqSave AI takes over.
- Discover your risk profile
- Fund your portfolio
- Let your money work 24/7
Pick your risk. We’ll do the rest.
Five portfolios, one AI engine. Annualised returns, 30 Sep 2023 – 30 Sep 2026, net of fees.
Conservative
Protect first, grow steadily.
Balanced
40% equity
Growth without the roller coaster.
Growth
60% equity
For steady long-term builders.
Aggressive
80% equity
For long horizons and bigger swings.
Very Aggressive
90% equity
Maximum growth potential.
Past performance is not necessarily indicative of future results. Above record is 3 Year cumulative and annualised returns from 30 September 2023 - 30 September 2026; net of fees.
SqSave uses AI to design and manage diversified investment portfolios for each investor. Because SqSave is not an investment fund, there is no single return measure. Instead, every SqSave investor has his/her own investment performance as each investor is managed separately by our SqSave AI. As investors can withdraw and top-up any time, investment returns will be affected by individual investor decisions. Hence, SqSave uses reference portfolios which are actual portfolios managed on an ongoing basis, without any interference with withdrawals or top-ups, to measure investment performance. Past performance is not necessarily indicative of future results.
With you for life.
Bold when you’re young, steadier as you near retirement. Decide when you want to exit from the market to enjoy your retirement.
The first 50 to register will receive a bonus surprise.
- Equities & alternatives
- Fixed income
- Cash & equivalents
Illustration only. It shows how the mix shifts at each change, not exact allocations. Risk level is each phase’s place among SqSave’s five risk classes, from lowest to highest.
Start where you are.
Powered by F.A.M.E., an AI that thinks ahead.
Most robo-advisors follow fixed formulas. Our engine reads the market every day and adjusts your portfolio as conditions change.
Reads the market daily
Short and long-term signals, combined by machine-learning.
Protects your downside first
Shifts towards safer assets as risk builds up.
Diversifies beyond 60/40
Global shares, bonds and alternatives, always rebalancing.
Insights
GlobalSave Performance

SqSave Monthly Performance Report: October 2026
October was a down month for all five reference portfolios, with returns between −2.8% to −5.1%. The year to date is still positive, and the three-year record is intact.

Up 13% in one year. Worst fall: 6.8%.
That is SqSave Balanced reference portfolio’s result over the last twelve months. Here is how all five risk-managed portfolios did, with the two numbers that show how those returns were earned.
Featured

Three Years, 36 Robo-Advisor Portfolios: SqSave Balanced Leads on Risk-Adjusted Return
Using Condor Capital's latest independent Digital Advice Report (data to 30 June 2026), SqSave’s Balanced portfolio ranked #1 out of the 36 based on a three-year return per unit of risk, narrowly ahead of Fidelity Go.

SqSave Takes Four of the Top Five on the Global Robo-Advisor Leaderboard
A risk-class-by-risk-class comparison of SqSave with America's leading robo-advisors, 2023–2025. SqSave sweeps the global top three and takes four of the top five positions.
Ways to invest with SqSave
GlobalSave
Long-term growth, matched to your risk
Target-Date Portfolio
Coming soonOne portfolio that de-risks with age
KidSave
A portfolio for each child under 18
MoneyBox
Lower-risk home for short-term money
CashBox
Better returns on spare cash, no hoops
Gift the power of compounding.
Three steps. Then SqSave AI takes over.
- Discover your risk profile
- Fund your portfolio
- Let your money work 24/7