SqSave YTD Aug 2023 Portfolios +9.6% to +16.1%: Outperforming Benchmarks & Competitors

5 September 2023


At SqSave, we’re proud to share our respectable performance - especially for 2023 - that sets us apart from the competition. If you're looking to make your money work harder for you, it's time to consider putting your trust in SqSave.

Year-to-Date Excellence

As of Year-to-Date end August 2023, nearly all our SqSave portfolios have not just met but exceeded benchmarks. Even the one that didn't outperform still matched benchmark returns, showcasing our unwavering commitment to results.

Competitive Edge

We've compared our performance against our competitors, and the results are clear: Over the same period, SqSave portfolios have demonstrated solid performance compared to our peers across all risk levels.

Mastering Market Swings

Market volatility is a constant challenge, and our approach is designed to navigate it effectively. Over this year, our algorithm has proven that it can minimize drawdowns, and position the portfolios for higher gains relative to the markets during uptrends. It's a strategy that works.

SqSave Reference Portfolios Returns Summary (SGD terms as at 31 August 2023)*

*Inclusive of ETF expense ratios and net of SqSave management fees. SqSave uses AI to design and manage diversified investment portfolios for each investor. Because SqSave is not an investment fund, there is no single return measure. Instead, every SqSave investor has his/her own investment performance as each investor is managed separately by our SqSave AI. As investors can withdraw and top-up any time, investment returns will be affected by individual investor decisions. Hence, SqSave uses reference portfolios which are actual portfolios managed on an ongoing basis, without any interference with withdrawals or top-ups, to measure investment performance. ** Performance numbers for competitors are estimates. Abbreviations: BMK: Benchmark; Ret: Return, T2Y: Annualized Time Weighted Return

Key Takeaways:

  1. 8 months to 31 August 2023 (YTD): In terms of benchmarks, all but one of our reference portfolios continued to outperform. The Growth portfolio overall matched benchmark performance. In terms of competitors, our reference portfolios outperformed all our peers across all risk levels.
  2. Trailing One Year (T1Y): Our low-risk portfolios outperformed benchmarks and competitors. We see a steady improvement across all risk levels as the strong performance in 2023 increasingly dominates.
  3. Trailer Two Year (T2Y): Based on available data, almost all of SqSave reference portfolios outperformed or matched benchmarks.

Time for Action

With our strong performance and dedication to your financial goals, now is the perfect time to consider SqSave as your trusted partner. We’re confident your wealth needs will be met over the long term.

Whether you're saving for retirement, a dream home, or growth, SqSave has the expertise to make it happen. We're not just your wealth manager; we're your partner in financial success.

Contact us today to start your journey with SqSave. Make your money work as hard as you do. Choose SqSave!

Yours sincerely
SqSave Investment Team


The contents herein are intended for informational purposes only and do not constitute an offer to sell or the solicitation of any offer to buy or sell any securities to any person in any jurisdiction. No reliance should be placed on the information or opinions herein or accuracy or completeness, for any purpose whatsoever. No representation, warranty or undertaking, express or implied, is given as to the information or opinions herein or accuracy or completeness, and no liability is accepted as to the foregoing. Past performance is not necessarily indicative of future results. All investments carry risk and all investment decisions of an individual remain the responsibility of that individual. All investors are advised to fully understand all risks associated with any kind of investing they choose to do. Hypothetical or simulated performance is not indicative of future results. Unless specifically noted otherwise, all return examples provided in our websites and publications are based on hypothetical or simulated investing. We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because hypothetical or simulated performance is not necessarily indicative of future results.

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