✓  Compelling fixed USD Prevailing Rate: 3.6% p.a.

✓  Scalability (no maximum limit) for investors with large idle USD bank balances.

✓  Low minimum deposits (SGD 1,000) for cost efficient and quick transferability.

✓  Returns predictability – high constant daily USD Prevailing Rate p.a.

✓  Zero hidden costs – no SqSave subscription or redemption fee deductions from USD Prevailing Rate.

✓  High underlying asset quality – comprised of carefully selected USD unit trusts managed by renowned investment professionals.

SqSave does not charge any subscription fees or penalties for withdrawals. You keep 100% of the USD Prevailing Rate.

SqSave only retains excess actual returns above the USD Prevailing Rate, if any, that are obtained on the MoneyBox USD underlying Funds held in your portfolio. This means we only earn when the actual portfolio earns more than the rate we commit to you. For any return shortfalls, we also cover the difference — so you still receive the USD Prevailing Rate, while we bear the risk. This helps us keep the service going while continuing to deliver value to you.

You will, however, also incur USD to SGD FX conversion costs applied by your bank on SGD transfers for investment and USD to SGD FX charges by our custodian for SGD withdrawals back to your bank account.

While no investment is ever truly “guaranteed,” we’ve structured MoneyBox USD to give you peace of mind.

If the underlying funds underperform the 3.60% p.a. target (USD Prevailing Rate) during the Prevailing Period, we’ll absorb the return shortfall — so you will still enjoy the full 3.6% p.a. return.

SqSave reserves the right to amend the USD Prevailing Rate in the event of market volatility, over-subscription, or operational constraints without prior notice. If that happens, we’ll update you via email and on our website.

You can invest just SGD 1,000 to get started, but there is no maximum upper investment limit.